:root{--ink:#1c2621;--muted:#5d6862;--line:#e4ded3;--bg:#faf7f2;--card:#ffffff;--brand:#1d4b3f;--brand-2:#2c6b5a;--accent:#c8643b;--on-brand:#ffffff;--soft:#f1ebe0}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.65 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3,.brand{font-family:Fraunces,Georgia,"Times New Roman",serif;font-weight:600;letter-spacing:-.01em}
a{color:var(--brand-2)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
.topbar{background:var(--brand);color:#d7e6df;font-size:13px}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
header{background:var(--bg);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:12px}
.brand{font-size:22px;color:var(--brand);text-decoration:none;display:flex;align-items:center;gap:9px;white-space:nowrap}
.brand i{width:30px;height:30px;border-radius:50%;background:var(--accent);display:inline-grid;place-items:center;color:#fff;font-style:normal;font-size:16px}
nav{display:flex;gap:4px}
nav a{color:var(--ink);text-decoration:none;font-size:15px;padding:7px 11px;border-radius:999px}
nav a[aria-current]{background:var(--brand);color:var(--on-brand)}
main{min-height:60vh}
.hero{padding:44px 0 40px}
.hero .wrap{display:grid;grid-template-columns:1fr;gap:28px;align-items:center}
.eyebrow{display:inline-block;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);margin:0 0 12px}
.hero h1{font-size:34px;line-height:1.12;margin:0 0 14px}
.hero p{font-size:18px;color:var(--muted);margin:0 0 24px}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:13px 22px;border-radius:999px;text-decoration:none;font-weight:600}
.btn.alt{background:transparent;color:var(--brand);border:1.5px solid var(--brand)}
.actions{display:flex;gap:10px;flex-wrap:wrap}
.ficha{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 10px 30px -18px rgba(29,75,63,.35)}
.ficha h2{font-size:18px;margin:0 0 12px}
.ficha dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:8px 16px;font-size:15px}
.ficha dt{color:var(--muted)}.ficha dd{margin:0;font-weight:600}
section{padding:52px 0}
section.tint{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:28px;line-height:1.2;margin:0 0 10px}h3{font-size:20px;margin:0 0 6px}
.lead{color:var(--muted);max-width:660px;margin:0 0 28px}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:14px;counter-reset:s}
.steps li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px 20px 20px 70px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:20px;top:18px;width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700}
.steps p,.line p{color:var(--muted);margin:0}
.lines{display:grid;gap:14px}
.line{background:var(--card);border:1px solid var(--line);border-left:5px solid var(--accent);border-radius:12px;padding:20px}
.split{display:grid;gap:24px}
.note{background:var(--card);border:1px dashed var(--brand-2);border-radius:14px;padding:18px 20px}
.legal-layout{display:grid;gap:24px;padding-top:40px;padding-bottom:64px}
.toc{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px 18px;font-size:15px;align-self:start}
.toc b{display:block;margin-bottom:6px;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.toc a{display:block;padding:4px 0;color:var(--ink);text-decoration:none}
.toc a[aria-current]{color:var(--accent);font-weight:600}
.doc{max-width:740px}
.doc h1{font-size:32px;line-height:1.15;margin:0 0 6px}.doc h2{font-size:22px;margin:32px 0 8px}
.doc .updated{color:var(--muted);margin:0 0 24px}
.box{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:18px 0}
.small{font-size:14px;color:var(--muted)}
footer{background:var(--brand);color:#c9dbd3;padding:40px 0 26px;font-size:14px}
footer .cols{display:grid;gap:24px}
footer h4{color:#fff;margin:0 0 10px;font-size:14px;font-family:inherit}
footer a{color:#c9dbd3;text-decoration:none;display:block;margin:4px 0}
footer a:hover{color:#fff}
footer .legal{border-top:1px solid rgba(255,255,255,.15);margin-top:26px;padding-top:16px}
@media (min-width:760px){
 .wrap{padding:0 24px}
 .hero{padding:72px 0 64px}.hero .wrap{grid-template-columns:1.25fr 1fr;gap:48px}.hero h1{font-size:46px}
 .steps,.lines{grid-template-columns:repeat(3,1fr)}
 .split{grid-template-columns:1fr 1fr;gap:40px}
 .legal-layout{grid-template-columns:240px 1fr;gap:48px}.toc{position:sticky;top:84px}
 footer .cols{grid-template-columns:1.4fr 1fr 1fr}
}
@media (max-width:420px){nav{gap:0}nav a{padding:6px 7px;font-size:14px}.brand{font-size:19px}.brand i{width:26px;height:26px}}